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A service worker getting help with health coverage options

Working without job coverage

Work for tips and have no health insurance? We can help.

Restaurant, hospitality, salon, gig, contract, and other service work does not always come with benefits. That does not mean you should guess your way through health insurance.

Call (985) 381-6893Text a Ninja
No drama. No Pressure. Just results.

What to do next

1

Start with your real situation

Your state, household, and expected yearly income help determine which enrollment paths and savings may be available.

2

Expect income to change

Tip and independent income can move during the year. HealthCare.gov says self-employed people should make a realistic estimate and update it when circumstances change.

3

Let a licensed advocate help

Health Plan Ninja explains the available choices and helps you take the next step. There is no fee and no obligation.

Official sourcesHealthCare.gov: Coverage for self-employed people ↗HealthCare.gov: Reporting self-employment income ↗

General educational information only. Eligibility, timing, prices, and available coverage depend on your situation and location.