The Ninja knowledge base

Health insurance,
without the mystery.

Practical, plain-language guides that help you ask better questions and make more confident choices.

Health insurance basics · 2 minute read

What is a Deductible?

A deductible explained with one definition and one simple math example.

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Health insurance basics · 2 minute read

What is Coinsurance?

Coinsurance explained by continuing the same $20,000 medical-bill example used in the deductible guide.

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Health insurance basics · 2 minute read

What is an Out-of-Pocket Maximum?

The out-of-pocket maximum explained by completing the same $20,000 medical-bill example.

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Health insurance basics · 2 minute read

What is a Copay?

A copay explained with three simple examples: a doctor visit, urgent care, and a prescription.

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Current insurance news · 3 minute read

New Ways to Pay Less for GLP-1 Medications

How TrumpRx and Cost Plus Drugs may help consumers find lower cash prices for GLP-1 medications and many other medications.

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