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Health coverage

What Is Health Insurance?

Health insurance helps protect your health, savings, and family from large covered medical bills.

Protection from large medical bills

Medical bills are a leading cause of bankruptcy in the United States. Health insurance helps pay for covered medical care.

A $40,000 example

Imagine that you need emergency surgery and the covered bill is $40,000. With health insurance, the plan pays its share and you pay your share based on the plan.

What it helps cover

  • Doctor visits
  • Emergency care
  • Hospital stays
  • Surgery
  • Preventive care
  • Prescription drugs
  • Mental health care

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